Is Your Flood Policy Ready for Flood Season?

Make Sure Your Flood Policy is Current

Take a few minutes annually to review your flood policy and make sure it is up to date so that any flood claim check you may receive can be immediately put to good use.

Reviewing the items below can make a difference in your flood recovery and claim experience:

  1. Confirm that the insureds’ names on the policy are correct.
  2. Are the lender’s name and loan number both correct? (Incorrect names and lenders can slow down cashing those much-awaited claims checks. You can find out from your specific lender what they require to cash a check written jointly to you and your lender.)
  3. Confirm your flood policy includes both building coverage and contents coverage as you must have both listed separately and what the deductibles are for each of those coverages.
  4. Confirm coverage amounts you’ve previously selected are still sufficient.
  5. Be familiar with how to open a new claim.
  6. Is the lender named correctly with the correct loan number? (Incorrect names and lenders can slow down cashing those much-awaited claims checks. You can find out from your specific lender what they require to cash a check written jointly to you and your lender.)
  7. Confirm your flood policy includes both building coverage and contents coverage as you must have both listed separately and what the separate deductibles are for each coverage.
  8. Confirm coverage amounts you selected in the past and reflected on your current term are still sufficient.
  9. Be familiar with how to open a new claim.

We are here to help. Call your agent or register and log in to your customer portal on Wright Flood to learn more about your flood policy. Online access to your Wright Flood policy means easy access at time of claim and easy tools to open a claim via any internet connection.

Call your Wright Flood agent listed on the policy to make any name or lender changes or to update the amount of coverage and deductibles.  Your agent can initiate those transactions for you.

Wright Flood Resource Center

Welcome to the Wright Flood Resource Center! Stay up to date as our team of Wright Flood insurance experts share invaluable insights, review the latest flood news, explain all the basics you need to know, and more.